Chase Sapphire Preferred® Credit Card

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 60,000 Chase Ultimate Rewards® Points after you spend $4,000 in the first 3 months
Bonus Est. Value Category Annual Fee
60,000 Points $750 Chase Ultimate Rewards® $95
Why we like it

This is an excellent all-around card. The #1 card for beginners and one of THE best cards for any type of traveler. The Chase Travel℠ portal and transfer partners make it very flexible. At a minimum, this card's value is $750 when using the Chase Travel portal (since points can be redeemed at a fixed 1.25 cents per point). But, we value Chase points at 1.8 cents per point when transferred to travel partners like British Airways, United, Hyatt or Marriott. If that wasn't enough, this card includes 3x points on dining, select streaming services and online groceries (excluding Target, Walmart and wholesale clubs), 2x on travel (or 5x total points if purchased through Chase Travel) and a $50 hotel credit annually. The card also carries no foreign transaction fees and primary rental car coverage.
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