Ink Business Cash® Credit Card

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Up to 75,000 Points: 35,000 points after you spend $3,000 in the first 3 months + an additional 40,000 points after you spend $6,000 in 6 months
Bonus Est. Value Category Annual Fee
75,000 Points $750 Chase Ultimate Rewards® $0
Why we like it

Great signup bonus for a card with no annual fee and now with an extended timeline for hitting the spend requirement. This should be in everyone's wallet. Chase points have great value and flexibility, especially when paired with Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card. This is because your points are worth even more when redeemed for travel through the Chase Travel℠ portal, or points can be transferred to 14 different loyalty partners, such as Southwest, United, Hyatt or Marriott. You can earn 5x rewards (on first $25,000 spent each account anniversary year) for phone service, cable, internet and office supply stores.

Note: The Ink Cash is marketed as a cash back card, but it actually earns Chase Ultimate Reward points. On the next page, you will see a $750 cash signup bonus, but you would actually earn 75,000 Ultimate Reward points. Once the points are earned, you have several ways to use the points. One of the options is to convert points to cash, where 75,000 points converts to $750.

Note: Access to Chase's airline and hotel transfer partners is not available directly with this card. Transfer partners are available with the Chase Ink Business Preferred, Sapphire Reserve or Sapphire Preferred. If you (or a household member or an authorized user) have one of these mentioned cards, you can then "combine" points with one of those cards to access the transfer partners.
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Chase Ink Business Unlimited

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Chase Sapphire Preferred