American Express® Gold Card

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 75,000 Points for $6,000 spend in 6 months + 20% (up to $250) in statement credits for restaurant purchases your first 12 months
Bonus Est. Value Category Annual Fee
75,000 Points $1,200 American Express Membership Rewards® $325
Why we like it

This card has some of the highest returns for spending at U.S. supermarkets and restaurants. With this card, you'll earn 4x points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1X), 4x points at restaurants worldwide, plus takeout and delivery in the U.S. (up to $50,000 per calendar year in purchases, then 1x) and 3x points on flights booked directly with airlines or on amextravel.com.

The annual fee is higher than most cards of this category, but the value from benefits may be enough to convince you to apply for this card. Note: Enrollment may be required to receive benefits or credits.

QUICK NOTE: Scroll down to the section that says "Not an American Express Gold Card Member?" and click "Apply Now."

Disclaimer: Some people are still seeing the 90K offer.

Note: There are new card family rules on the terms of this application. You may not be eligible to receive the welcome offer on the Gold card if you have or have had The Platinum Card from American Express, Platinum Card® from American Express Exclusively for Charles Schwab or the Platinum Card® from American Express Exclusively for Morgan Stanley. Read full terms. Lastly, Amex says it will let you know if you are not eligible before applying.
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